Monthly price from



1996, US

Zoho Books

Zoho is an ‘ecosystem’ of business apps, also including a well-regarded CRM solution, that aims to fulfil all of the management needs of small and growing businesses. One of the perceived advantages of Zoho is that you know all of your apps will be fully compatible with each other - so, for example, Zoho Books, their accounting package, plugs seamlessly into Zoho CRM.

Zoho Books includes most of the major functions you’d expect from a modern accounting package. It runs on the double entry system, and allows users to raise invoices and quotes. There’s also an expense tracking function, and inventory management if your business deals with stock. There’s a wide range of reports available to help you keep on top of your financial position, and to ensure that you are able to fulfil your statutory reporting obligations.

There are, however, a few omissions. There’s no credit management facility in Zoho Books, and no support for online VAT filing. Perhaps the most important missing function, though, is payroll: if you want to pay your employees through your accounting software, you’ll need to look elsewhere.

Zoho Books is available in browser and through a smartphone app. Support is available by phone, email, and live chat.

Best for

Freelancers and small businesses


  • Invoicing
  • Quotes
  • Double entry
  • Expense management
  • Inventory tracking
  • Company reports
  • Cashflow forecast
  • Customer statements
  • Online VAT
  • Making Tax Digital compliant
  • Time tracking
  • Multicurrency
  • Bank reconciliation
  • Multi user
  • Payroll
  • Mobile app
  • Live support
  • Integrates with CRM
  • Free trial


Cloud, SaaS, Web

Mobile Android and iOS

Why not see it for yourself